First Time Home Buyer / How to Buy a Home
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For Sale By Owner
Rent or Lease with an Option to Buy in Bartlett, Illinois
ent $1,990
Deposit $1990 Bed/bath 3 BR / 3 BA
2 Full Bath(s), 1 Half CityplaceBath(s)
Square feet 2100
Style Townhouse Apartment
Available date Now!
Lease term MINIMUM SIX MONTHS TO ONE YEAR
Lease with buy option/contract Yes
Section 8 Yes
Range Dishwasher
Microwave
Unfinished basement Eat-in kitchen
Kitchen pantry Family room
Living room Dining room
Utility room Forced air system
Deck/Patio Cable ready
High speed internet Fireplace
Nonsmoking Walk-in-closets
Vaulted ceilings Hardwood floors
Lawn care Central A/C and Other parking
Double Click BELOW to see video!!!
Close to Metra (2 to 2 1/2 mile in distance).
Basement has a garden view, and rough plumbing for future bathroom. Washer and dryer will be provided upon signing of the lease! Sound system wiring is available for stereo or T.V. entertainment center. No ceiling fans but their are outlets for future ceiling fans.
2.5 car garage
Deep tub / shower has double jets one top one middle. The association fee of $100 every month is paid by the landlord. This property qualifies for a luxury home. There is a community center in walking distance with health club and swimming pool.
CALL: 630-749-1110
Featured Homes Section
For Sale By Owner
Homes For Sale By Owner in ALL 50 states!
Ask how YOU too can list and sell your home on ALL 15 of our websites for EXTREME exposure!! Our websites have TOP positioning! Be sure to ASK how to buy a home with 100% No Money Down!
THE MOST AFFORDABLE SQUARE FOOTAGE LOCATED IN CHICAGO $ 289,900
Perfect for that special person who needs to transfer to the Chicago area!!
New Construction
738 S. Kedzie Ave, Chicago 60612
1697 sq ft on 2nd & 3rd floor plus attached one car garage
Access to the flat roof above (convertible into sun deck) 2BD, 2BA plus dinning room (convertible into bed room).
Close to: Eisenhower hwy and blue line station, District Police Headquarter
Circuit Court, Douglas Park and many hospitals
3 miles from lake front in expanding/renovating community
Contact Owner: 630-268-1750 To Qualify: 847-845-4723 or 877-728-3100
Floors: 2
Homestyle: Duplex
Bedrooms: 2
Bathrooms: 2
Square Feet: 1,697
1 Car Garage
GENERAL FEATURES
Ceramic tile in entry foyer and kitchen with choice of colors, per plan Plush carpet installed over pad with choice of colors in bedrooms, muli-purpose rooms and dens and on stairs Designer track lighting in kitchen and in corridors Steel-core entry doors Washer/dryer hook-ups Decks or balconies, per plan Pre-wired for telephone, cable TV and high-speed internet access Thermal pane windows Individual gas-fired furnace with electronic ignition and built-in humidifier Individual temperature controls for heating and cooling Central air conditioning 100 amp electrical service with individually metered circuit breaker panels Individual hot water heaters Kitchen
Islands with "breakfast bar" for informal dining, per plan Laminate countertops with back splash in a choice of designer colors Oak flat panel cabinets with 36" upper cabinets White-on-white appliance package 20 cu. ft. frost-free refrigerator with icemaker 30" sealed burner with self-cleaning gas oven Built-in full size microwave oven Multi-function dishwasher Double bowl stainless steel sink Designer chrome faucet Garbage disposal Over sink lighting Bathrooms
Oak vanity cabinets in master bath Cultured marble vanity with integral sink in master bathroom Pedestal sink or vanity cabinet in all guest bathrooms, per plan Cultured marble countertops with integral sinks in guest bathrooms, per plan Single-lever chrome wide faucets and tub/shower fixtures Luxurious fiberglass soaking tub with choice of ceramic tile surround color in master bath, per plan Ceramic tile floors in choice of colors Oversize mirrors with theatrical style strip light AMENITIES
High-efficiency gas-fired furnace with electronic ignition 100 amp electrical service with individually metered circuit breaker panels Individual temperature controls for heating and cooling Individual hot water heaters One or two-car garage included Homes and Loans in ALL 50 states!!
See additional Homes For Sale By Owner in our on line "wish book"
Home Sweet Home Mortgages stays on top of current market trends to offer their customers the lowest interest rates possible.
Due to the current climate in the mortgage industry, please call us daily to check for updates and changes to all programs!
Call 877-RATE-100 right away and ask us "how to buy a home with no money down"! Check out our "Homes for Sale By Owner" section!
How to Buy a Home:
Call 877-RATE-100 right away to find out how to buy a home and pay for a home with no money down! That's right - ZERO Down! Check out our First Time Home Buyer mortgage programs too!
And, YES...prior Bankruptcy is OK too!!! Just call our BK hotline at: 877-BK-is-OK-1 (877-254-7651)
Pre Qualify for a Mortgage Today!
With ONE CREDIT check through us, you will have access to over 100 TOP lenders and hundreds of programs to choose from!! (See a few samples below.) Each Lender has its own unique range of different "niche" programs and interest rates to choose from...do YOU know what they are? We DO!
You won't have to worry about going from lender to lender having your credit pulled over and over again! We can pre-qual you with those lenders using one, simple credit check. It's FAST & EASY! Just call us today at: 877-RATE-100
Jumbo Loans or Construction Loans:
ONE set of fees. ONE application. ONE closing.
Building Your Dream Home?
Consider the Benefits of a Single Close Construction Loan:
Loan Products
Choose from several loan products, many at rates below what is normally charged for interim construction financing to save thousands of dollars in interest charges.
Financing
Finance up to 95% of appraised value, which may require little or no money down.
Flexible
Pay interest monthly or finance it into the loan balance during the interest-only phase.
Lot Equity
Lot equity or items paid in advance may be used as credit toward the down payment. In many cases, lot equity is sufficient to cover the down payment.
Minimum Down Payment
Finance closing costs for a zero or minimal down payment.
ONE Single Loan
Enjoy a full 12 months of interest-only payments, which may be rolled into your permanent loan. This allows time for your new construction and the sale of your current home. No need to move twice!
Illinois or Nationwide.
Just call: 877-RATE100.
With over 100 Lenders, we have a program for you!
We also have lenders for those who want to buy a home next day out of Bankruptcy!
Don't have Perfect Credit? Then check out one of our Lender's Programs:
High LTVsThe Day After Bankruptcy DischargeTraditional ProductsChapter 7 or 13 >1 day dischargedFull or limited doc: 550+ credit scoreChapter 13 buyout and no tradeline requirements up to 80% LTV Purchase or refinance
DTI up to 55% based on LTVInterest Only options availableCollections, charge-offs, tax liens, and judgments NOT included in credit evaluation; only items on title must be paid.
Niche Products
Chapter 7 or 13 >1 day dischargedFull doc: 580+ credit scoreUp to 100% CLTVNo rental history1x30 on mortgage/rentAnother Lender:
1 year Bankruptcy with a 580 score
620 mid score purchase or refinance.
95% LTV non owner occupied (full doc only)
No longer require cancelled checks or management company VOR's on 1st time stated home buyers to 100% LTV with 640+ FICO scores including 2 units!!
40 year amortization OR interest only programs available.
No trade line requirements with 620+ FICO score full doc up to 100% LTV
100% LTV on purchase or refinance on 3-4 units owner occupied
No cancelled checks on rent and rent free to 100%
55% debt ratio available on most programs.
Private VOR Accepted First Time Home Buyer to 100%90% LTV: N/O/O, Full Doc Disregard Consumer Lates Rent Free allowed on many programs Stated and Lite Doc Options AvailableCheck this out! One of our other Lender's offer:
Single Financed Mortgage Insurance up to 95% LTV.
NO ADJUSTMENTS FOR SINGLE FINANCED Mortgage Insurance (MI).
If you need the 100% LTV - I suggest either our LPMI (Lender Paid Mortgage Insurance MI) or a combo loan with us.
If your LTV is 95% or less, the Single Financed MI is the most cost effective alternative for borrower (eliminates two loan packages, and no LPMI adjustments). It also offers the Involuntary Unemployment Insurance (IUI). Up to $2000 per month for 6 months.
Are you still wondering how to get 100% LTV on those loans with 30 day delinquencies in the past 12 months? Then, check out this lender!
WE CAN HELP!!
We offer 100% LTV on unlimited 30 day delinquencies in the past 12 months on the mortgage! Yes unlimited 30 day delinquencies!!
This program is for SFR, O/O, Full Doc, DTI 50% or less on scores of 620 and above, that's it!
We also offer unlimited mortgage delinquencies for lower scores and LTV's.
Fixed 2nd Mortgage/HELOC to 580 Middle Score
Full Doc Only 100% !!!!
Check out another lender's stand-alone-seconds!
Purchase Money Heloc Now 100% CLTV -- 580 Middle Score Full Doc100% ONE Loan Or 80/20No PMI Middle Score 640W-2 or Self-EmployedRestrictions apply to First Time Home BuyersAnother Lender:
We are YOUR home for Manufactured Homes!!
Check out this Lender's New Rates with more Flexibility!!
640 SCORE, 90% LTV - 575 SCORE, 80% LTV.Refi or Purchase, Owner Occupied & FULL DOC ONLY.Previous BK and Foreclosures OK. Discharged only 2 yrs on scores 575; 3 yrs above 640. Short job-OK. Short residence-OK, need 12 months, DTI high-OK to 50%! Purchase or Refi treated the same, except for First Time Homebuyers! Seller Concession of 6% allowed for closing costs only! Cash out limit of $100,000, will consider more Case by Case. No limit on debt consolidation!Maximum DTI%. Score 640, 50% and minimum disposable of $1200!Maximum DTI%. Score 575 45% and minimum disposable of $700!Terms fixed and fully amortized, 10-30 years. NOW AVAILABLE IN 2/28ARMS!!Minimum loan amount $35,000 - Maximum loan amount $350,000.PROPERTY REQUIREMENTS
Built no earlier than 1976.Must be on a PERMANENT FOUNDATION.No Piers, posts or skirting.Must be titled and assessed as real property.Must be Doublewide Only, pitch roof.All COMPS, manufactured homes, within 10 miles of property, no less than 12 months old.We do NOT favor Negative Amortization Products, but here is a lender that provides an "Option Payment Plan" for you to review.
Borrower FOUR PAYMENT OPTIONS, plus
Cash Flow FLEXIBILITY, Tax ADVANTAGES,
Enhanced SAVINGS, and Maximum Home AFFORDABILITY!
FULL DOC
95% Primary to $500,000 with a 62095% Primary to $650,000 with a 68090% Primary Cash Out to $650,000 with a 62095% Second Home to $500,000 with a 66090% Investor to $500,000 with a 62090% Primary to $400,000 with a 62075% Primary to 1,500,000 with a 70090% Second Home to $500,000 with a 66080% Investor to $650,000 with a 66075% Investor Cash Out to $1,000,000 with a 66090% Primary to $400,000 with a 62090% Second Home to $500,000 with a 66090% Primary Cash Out to $400,000 with a 660 PRODUCT DETAILS
Purchase, Rate/Term, Cash Out (where applicable)Primary, Second Home, InvestmentLow Rise Condo, High Rise Condo, Non-Warrantable Condo and Condotels Allowed (use our Product Finder for LTV details)
Min Loan Amount: $25,000, Max Loan Amount: $3,000,000Flexible Manual UnderwritingUnlimited number of financed or owned propertiesForeign Nationals (Full Doc & Stated) AllowedQualifying rate - Lower of 4.25% or the Fully Indexed RateStart Rates as low as 1.00%1 and 3 year hard prepays availableThis is the advantage of working with a broker who has over 100 Lenders! We care about YOU!
Illinois or Nationwide.
Just call: 877-RATE100.
Homes and Loans in all 50 states: Chicago, Illinois, FIRST MONTH FREE! Wow: 100% No Money Down, no closing-cost option and first month FREE! Alabama, Alaska, Arizona, FIRST MONTH FREE! Wow: 100% No Money Down, no closing-cost option and first month FREE! Arkansas, California, Colorado, Connecticut, Delaware, Florida, FIRST MONTH FREE! Wow: 100% No Money Down, no closing-cost option and first month FREE! Georgia, Hawaii, Idaho, Saint St Charles, South Elgin, Illinois, FIRST MONTH FREE! Wow: 100% No Money Down, zero closing-cost option and first month FREE! Indiana, Iowa, Kansas, Kentucky, FIRST MONTH FREE! Wow: 100% No Money Down, no closing-cost option and first month FREE! Louisiana, Maine, Maryland, FIRST MONTH FREE! Wow: 100% No Money Down, no closing-cost option and first month FREE! Massachusetts, Michigan, Minnesota, Mississippi, FIRST MONTH FREE! Wow: 100% No Money Down, no closing-cost option and first month FREE! Missouri, Montana, Nebraska, Nevada, FIRST MONTH FREE! Wow: 100% No Money Down, no closing-cost option and first month FREE! New Hampshire, New Jersey, New Mexico, FIRST MONTH FREE! Wow: 100% No Money Down, no closing-cost option and first month FREE! New York, North Carolina, North Dakota, Ohio, FIRST MONTH FREE! Wow: 100% No Money Down, no closing-cost option and first month FREE! Oklahoma, Oregon, Pennsylvania, FIRST MONTH FREE! Wow: 100% No Money Down, no closing-cost option and first month FREE! Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, FIRST MONTH FREE! Wow: 100% No Money Down, no closing-cost option and first month FREE! Washington, West Virginia, Wisconsin, Wyoming
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